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Rs 1,800 crore advance extended under Mudra scheme: Gujarat CM Anandiben Patel

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Patel also called upon women entrepreneurs to take advantage of the women’s empowerment schemes, notably the Women Industrial Park, set up by Gujarat Industrial Development Corporation (GIDC) at Sanand.

Gujarat Chief Minister Anandiben Patel and Bollywood actress Kajol light lamps at Vibrant Garima Business Women Conclave 2015 in Ahmedabad on Saturday.

PTI
Gujarat Chief Minister Anandiben Patel on Saturday said Rs 1,800-crore advances were extended to small and big industrialists during a camp under the ‘Pradhan Mantri Mudra Yojna’.Patel also called upon women entrepreneurs to take advantage of the women’s empowerment schemes, notably the Women Industrial Park, set up by Gujarat Industrial Development Corporation (GIDC) at Sanand.”Rs 1,800-crore advances were extended to small and big industrialists during a camp under the Pradhan Mantri Mudra Yojna in Gujarat,” she said inaugurating the Vibrant Gujarat Business Women Conclave organised by Gujarat Chamber of Commerce and Industries.<!– Dna_Article_Middle_300x250_BTF –>Patel said that industrial development in the state was no more restricted to urban areas and it has spread to rural and even remote areas in the tribal belt. The Chief Minister also asked women to fight social evils, superstitions and social inequality.Bollywood actress Kajol Devgn, present on the occasion, exhorted women to work, which she said was necessary for self-esteem. GCCI Women Wing Chairperson Grishma Trivedi said one purpose of this conclave is to encourage women entrepreneurs in rural areas.Under the ‘Pradhan Mantri Mudra Yojna’ banks, NBFCs and MFIs would provide loans between Rs 50,000 to Rs 10 lakh to the unfunded sections of the society.

Aadhar row: Supreme Court assures decision by tomorrow on larger bench

Rohatgi’s plea for urgent hearing of the application for modification of the earlier order was supported by a battery of senior lawyers.

Aadhar card

The Supreme Court on Thursday assured the Centre and bodies like SEBI and RBI that it will take a decision by Friday evening on their plea seeking setting up a larger bench for modifying an earlier order restricting the voluntary use of aadhar card to PDS and LPG schemes only. “Please give me time till tomorrow evening. Let me decide it. The question is I have to spare nine judges for this. What will happen to other matters,” a bench headed by Chief Justice H L Dattu said when Attorney General Mukul Rohatgi mentioned the matter before it.<!– Dna_Article_Middle_300x250_BTF –> Rohatgi’s plea for urgent hearing of the application for modification of the earlier order was supported by a battery of senior lawyers, including K K Venugopal and Harish Salve. “All social benefit schemes of the government are being affected. We seek the modification that the aadhar be allowed to be used voluntarily for the benefit of the poor and aged groups,” he said and referred to importance of aadhar in schemes like MNREGA and Pradhan Mantri Jan Dhan Yojana. During the brief hearing, Salve suggested to the bench that instead of a nine-judge bench, a bench of five judges can be constituted to decide the applications seeking modification of the earlier order. The apex court had yesterday refused to modify its interim order and allow bodies like RBI and SEBI and some states to permit voluntary use of aadhar card for welfare schemes other than the public distribution system (PDS) and LPG schemes. The court had made it clear that all applications seeking “modification, clarification and relaxation” of its August 11 interim order will be heard by a Constitution Bench. On August 11, the apex court had said that aadhar card will remain optional for availing welfare schemes of the government and the authorities will not use it for the purposes other than PDS and LPG distribution system. The Centre, RBI, SEBI, IRDA, TRAI, Pension Fund Regulatory Authority and states like Gujarat and Jharkhand had recently moved the court and pitched strongly for voluntary use of aadhar cards for providing benefits of various schemes, other than PDS and LPG, at the doorstep of the aged people and the weaker sections.

PM Modi may announce a universal health cover scheme on Independence Day

The scheme will offer a cover of Rs 50,000 to a family of five on a floater basis, and in those cases where the oldest beneficiary is under 60, then the sum insured will be Rs 1,00,000, says the draft.

In his last I-Day address, Modi had announced a massive financial inclusion drive Pradhan Mantri Jan Dhan Yojana (PMJDY) under which the banks have so far opened over 13 crore new accounts.
File Photo
PTI photo
Prime Minister Narendra Modi may announce on this Independence Day a universal health insurance plan, most probably without any subsidy, which will cover all members of a family under a single sum insured.”We are still working on the proposed scheme and fine-tuning the premium. The new scheme may be announced by the PM this weekend (at the I-Day speech),” a top official of a state-owned general insurance company said. The proposed new universal health cover will not have any subsidy element but the policy has to be sold by insurers at highly subsidised premium rates.<!– Dna_Article_Middle_300x250_BTF –>Apart from four state-run non-life insurers, private players like ICICI Lombard, Bajaj Allianz, Iffco-Tokio Marine and HDFC Ergo are also working with the government on this, according to industry sources.In his last I-Day address, Modi had announced a massive financial inclusion drive Pradhan Mantri Jan Dhan Yojana (PMJDY) under which the banks have so far opened over 13 crore new accounts. Later, he announced a low-end life, accident and pension covers at highly subsidised rates as well. The proposed scheme will be available to all families not exceeding five members, including those families headed by senior citizens and the entire family will be covered under a single sum insured, says the draft note. The upper age limit for availing of the benefit is 60 years.The scheme will offer a cover of Rs 50,000 to a family of five on a floater basis, and in those cases where the oldest beneficiary is under 60, then the sum insured will be Rs 1,00,000, says the draft. The government may do away with the existing Rashtriya Swasthya Bima Yojana, once the universal health insurance scheme is launched, an industry source said. The policy covers cashless hospitalisation for diseases contracted or injury sustained by the insured persons. Pre-existing diseases will be included after a waiting period of 24 months, it added.Welcoming the proposal United India Insurance chairman and managing director Milind Kharat told PTI that “the scheme will help senior citizens the most as now they have to pay a huge premium to get an health cover”.”We hope that it will be lapped up the masses and the resultant increase in volume will help us insurers provide wider cover at a comparatively low premium. However, if no subsidy is offered to the poor, it will be difficult for them to afford,” he added.

‘Suraksha Bandhan’ drive, Government’s new plan to push social security

To ring in the Raksha Bandhan festivity, the government is planning to launch ‘Suraksha Bandhan’ which is a social security plan that will be given in the form of gift cheques and special deposits.

File Photo

Seeking to tap ‘Raksha Bandhan’ festival, the government plans to launch a ‘Suraksha Bandhan’ drive to push its flagship social security plans through innovative schemes like gift cheques and special deposits.A special enrolment drive will be launched by the participating banks and insurance companies during August-September, in the backdrop of the forthcoming festival of Raksha Bandhan, Finance Ministry said in a statement.Raksha Bandhan, to be celebrated on August 29, is a festival where brothers traditionally give gifts to their sisters and vow to protect them. Similarly, the ‘Suraksha Bandhan’ drive would seek to encourage people to gift ‘social security’ plans to their loved ones. The new drive is aimed at taking forward the government’s objective of creating a universal social security system in the country, targeted especially at the poor and the under-privileged, the Finance Ministry said.<!– Dna_Article_Middle_300x250_BTF –>The drive will be supported through the Jeevan Suraksha Gift cheques, which will be available for purchase for Rs 351 in bank branches by persons wishing to gift them to facilitate one year payment of premium for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) by the recipient. The recipient of the gift cheque would deposit the instrument in his or her bank account for a realisable value of Rs 342 (Rs 12 + Rs 330) to cover one-year subscription to PMJJBY and PMSBY. The balance of Rs 9 from the purchase price of Rs 351 would be retained by the issuing bank as a service charge.Banks will also provide a facility to account holders under the Suraksha Deposit Scheme and the Jeevan Suraksha Deposit Scheme aimed at enabling them to deposit Rs 201 or Rs 5,001, respectively in their accounts either on their own initiative by cash, cheque or based on cash or cheques received as gifts on Raksha Bandhan for subscription to PMSBY or to both PMSBY and PMJJBY, respectively.

BJP to promote social security schemes during Raksha Bandhan

The party has set a target of reaching out to 10,000-12,000 women in each of the 4000 assembly segments to expand flagship insurance schemes — Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti yojana.

It has been ritualistic every Raksha Bandhan for prime ministers to have rakhis tied by women and children. This time, the BJP has devised an elaborate plan to propagate the Modi government’s social security schemes across the country to celebrate the festival falling on August 29.The party has set a target of reaching out to 10,000-12,000 women in each of the 4000 assembly segments to expand flagship insurance schemes — Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti yojana. While one offers a year’s life cover of Rs two lakh for a premium of Rs 330, the other provides accident insurance covering Rs two lakh for a premium of Rs 12 a year.<!– Dna_Article_Middle_300x250_BTF –>The idea was proposed by Prime Minister Narendra Modi himself, according to party sources. In his mann ki baat last month, Modi had spoken of Raksha Bandhan and urged everyone to enroll women for the schemes. The Congress had criticised his address saying his “selective” talk about festival of one religion was an attempt at polarisation.The party, which plans to begin the exercise on August one, will rope in cadre of the RSS affiliated wings like BMS and BKS to work for taking the schemes to women. With Bihar heading for elections this year, the programme is likely to give impetus to the party’s political campaign in the state.Though the party has planned a country-wide exercise, the festival is celebrated mostly in north India. However, a BJP leader said the party would try to reach out in the southern states as well to widen the coverage of the schemes.A team representing government and party has been constituted for the campaign. It includes union ministers Smriti Irani and Harsh Vardhan from the government side and party general secretary Anil Jain, party secretaries Sudha Yadav and Jytoi Dhurve and women’s wing head Vijaya Rahatkar.

Maharashtra mulls covering all farmers under PM’s Rs12 insurance scheme

Govt tells officials concerned to explore if Maharashtra can subscribe to PMBSY by paying premium for all at one go
Hemant Padalkar
dna
To combat farmers’ distress, the state government is exploring the possibility of covering all the farmers in the state under the Pradhan Mantri Suraksha Beema Yojana (PMSBY), which provides accidental death benefit of Rs2 lakh for any person who pays a premium of Rs12 per year.Prime minister Narendra Modi had launched the scheme last month and the state government, through its agriculture department, is toying with the idea of providing insurance cover to all the farmers in the state under PMSBY. Agriculture minister Eknath Khadse is believed to have discussed the issue with lead bankers.<!– Dna_Article_Middle_300x250_BTF –>Chief minister Devendra Fadnavis along with finance minister Sudhir Mungantiwar and Khadse reportedly held a meeting with the bankers last week and Khadse discussed the possibility of extending this insurance cover to farmers across the state. Even though this would not provide much relief to the families of farmers committing suicide, the scheme has dual advantage of life cover as well as cover for partial disability.Agriculture commissioner Vikas Deshmukh informed that the state government was now providing crop insurance benefits to farmers. Last kharif season, the agriculture department had provided crop insurance of Rs1,595 crore through his office, Deshmukh said, adding that this scheme was being run through the Agriculture Insurance Company of India, which was a Government of India insurance company. The premium of the crop insurance for the season was Rs176 crore, which was paid by both the Centre and the state government. He made it clear that the Rs12 PMBSY was different from the crop insurance and it would help reduce the agrarian crisis.Meanwhile, Khadse has asked officials and bank representatives concerned to explore whether the state can subscribe to PMSBY by paying the premium for all the farmers in the state at one go. There are 1.37 crore farmers in the state who can benefit from this scheme.

PM Modi to address municipal heads at launch of three flagship projects

The three big ticket projects – Smart Cities Mission, Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and the Housing for All, now named as Pradhan Mantri Awas Yojana (PMAY), are worth Rs four lakh crore.

Prime Minister Narendra Modi will address elected heads of 500 civic bodies from across the country here on June 25, when he will launch the three flagship schemes for urban revamp, including smart cities and housing for all.The three big ticket projects – Smart Cities Mission, Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and the Housing for All, now named as Pradhan Mantri Awas Yojana (PMAY), are worth Rs four lakh crore. The event will see Modi addressing Mayors and Chairpersons of selected 500 corporations and municipalities to outline his vision for emerging urban India, including challenges to be overcome, and a two-day brainstorming session involving the stakeholders and experts.<!– Dna_Article_Middle_300x250_BTF –>”It marks a red-letter day in the history of urban development in the country with the simultaneous launch of AMRUT, PMAY and Smart Cities Mission,” Urban Development Minister M Venkaiah Naidu told PTI.This reflects the integrated and convergence based approach of the government towards inclusive urban development. While AMRUT seeks to ensure basic infrastructure, PMAY enables the urban poor to own decent and affordable houses, he said. The Prime Minister will also release operational guidelines for the three urban missions besides unveiling logos and tag lines, according to a senior Urban Development Ministry official.”The two components – AMRUT and PMAY – enable the present cities emerge as smart cities in due course. Under Smart Cities Mission, quality of life will be enhanced in 100 identified cities and towns by ensuring quality infrastructure, improving services through application of smart solutions and enabling a clean and sustainable environment,” Naidu said.Ministers of Urban Development, Municipal Affairs and Housing from all the states and Union Territories besides elected heads of 500 municipal bodies, principal secretaries dealing with urban matters, commissioners of municipal bodies, other senior officials will attend the launch and the two-day intensive interaction on new urban initiatives that will follow.Representatives of research and academic institutions, technical and handholding agencies, bilateral and multilateral organisations, urban planners and experts will also participate. Ambassadors and High Commissioners of 15 countries who have shown keen interest to be associated with the Smart Cities Mission and other urban development efforts of the Government have also been invited for the launch of the three Missions.

Narendra Modi starts social security schemes

The financial plans have already been launched on a pilot basis with 5.05 crore enrolled for them since May 1

Even as government schemes like Make in India, targeted at big businesses that have hogged all the limelight in recent times, its the poor that would be the centre of attention for prime minister Narendra Modi in the coming days.The Jan Dhan Yojana that helped the Modi sarkar open 15 crore bank accounts for the poor in record time is just the foundation. The government in coming days would continue to build the base in coming days, said Modi.”Even as we are making a major impact across the world with our Make in India campaign to achieve new heights of growth, on the other hand we are working hard to ensure that the poorest of poor have bank accounts. Jan Dhan was just a foundation, on it we are continuing to add more schemes for the poor,” the prime minister said.<!– Dna_Article_Middle_300x250_BTF –>A beginning was made on Saturday with Modi launching three social security schemes for the poor providing insurance and pension benefits.These schemes, under the nomenclature Jan Suraksha Yojna, are Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Yojana, and Atal Pension Yojana” under the Jan Suraksha Yojna.The schemes have already been launched on a pilot basis achieving 5.05 crore enrollment since May 1.Jan Dhan, Modi said, turned into a sort of revolution touching 15 crore people helping to bring 95% of people under the banking sector in 100 days.”In these 15 crore accounts, about Rs 15,800 crore has been deposited so far. This shows they don’t need help (sahara), they need strength. They need all the strength to free themselves of poverty,” Modi said in a finance-ministry organised event at a Kolkata auditorium where chief minister Mamata Banerjee was present.The schemes provide a Rs 2-crore insurance cover against Rs 12 contribution a year, or Re 1 a month, a calculation that has now been turned into a smart marketing campaign for this initiative.”I am pleading to the people to contribute this Rs 12 for the security of their domestic helps, drivers, security guards, people who have become part of their families,” Modi told the audience in Kolkata as well as in 115 other locations where the event was beamed live.”Even natural calamity is covered. Imagine the kind of help the survivors in Nepal would have received if such a scheme was available!,” he added.Besides poverty, the government is fighting a big battle against corruption, Modi said. “Cooking gas cylinder subsidy is now reaching to the accounts of more them 12 crore people. “You can’t imagine we could stop leakages of thousands of crores.”After the event Modi then went on to meet ailing Swami Atmasthananda, Ramakrishna Mission’s ailing president in a hospital.The 97-year-old Swami Atmasthananda, who is undergoing treatment for age-related complications, had turned down a young Modi thrice when he wanted to become a monk of the order founded by Ramakrishna Paramhamsa, Swami Vivekananda’s guru.The Prime Minister also met state chief minister again at the governor’s house.On Sunday morning, Modi would visit Dakshineswar Temple and Belur Math where the Ramakrishna Math is located after which he would fly off to Burnpur, where he would inaugurate the modernised Indian Iron & Steel Company belonging to SAIL.

Smriti Irani hails new social security schemes as ‘historic step’

The schemes — Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) — were simultaneously launched at 115 locations throughout the country.

Union HRD Minister Smriti Irani today said the three new social security schemes launched by Prime Minister Narendra Modi are historic step towards ensuring economic security for the people of the country.”There was a promise that Narendra Modiji made to the people of this country that those who face economic challenges shall be given economic security,” Irani told reporters here launching the schemes in Telangana.”I am happy to say that three social security schemes launched by the Prime Minister — Atal Pension Yojana, it benefits especially those in unorganised sector and Pradhan Mantri Suraksha Bima Yojana.<!– Dna_Article_Middle_300x250_BTF –>”It is historic because for just Rs 12 a year, a citizen can avail of benefits and cover for up to Rs two lakh in case of accidental death or mishappening and under Pradhan Mantri Jeevan Jyoti Bima Yojana, for a mere Rs 330, life insurance cover is made available to every Indian citizen,” she said.”I congratulate the people of India who have bestowed their confidence in the leadership of Prime Minister Narendra Modi. It is with their cooperation and blessings that we will work on the path of financial security,” Irani added.Recalling that bank accounts more than the given target were opened in Telangana under the ‘Pradhan Mantri Jan-Dhan Yojana’, Telangana Finance Minister E Rajender said the state government would make all efforts for the success of the three social security schemes launched today.Telangana BJP president and MLA G Kishan Reddy, BJP floor leader in the Legislative Assembly K Laxman, several other MLAs and officials were present on the occasion.The schemes — Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) — were simultaneously launched at 115 locations throughout the country.

Finance Minister Arun Jaitley adopts four villages in Gujarat

Union Finance Minister Arun Jaitley on Sunday formally adopted four villages of Karnali group panchayat in Vadodara district in Gujarat as part of the ‘Sansad Adarsh Gram Yojana’ for MPs. Jaitley made this announcement at Karnali village, around 60 kms from Gandhinagar, which is one of the four villages he has adopted.”I am very fortunate to have adopted four villages of Karnali, Pipaliya, Vadiya and Baglipura, which fall under the Karnali group panchayat. I will visit these villages from time to time and ensure their development,” Jaitley said.”Rs 20 crore will be spent on various development works in these villages, which includes water supply schemes, construction of roads, construction of a bridge between Chandod village and Karnali,” the Minister added.He also announced that he would adopt Chandod village near here next year to transform it into a tourist spot. The minister laid the foundation stone for the construction of Chandod-Karnali bridge and also performed a ‘puja’ at the Kuber temple in Karnali.Jaitley said the bridge will be constructed at a cost of Rs 16.5 crore, while the remaining amount of Rs 3.5 crore will be used for water supply schemes, roads, construction of toilets in homes and providing homes for poor in the villages.He also promised to look into the riverfront development at Chandod village, which is known for religious places like the Kuber Temple and Lord Dattatraya temple. The Minister had written a letter to Vadodara District Collector Vinod Rao on December 17 informing him that he would adopt these four villages.The collective population of these four villages is 2,506 (Karnali 736, Pipaliya 717, Vadiya 631 and Baglipura 422). Jaitley further said that in the past seven months 11 crore bank accounts have been opened under the ‘Pradhan Mantri Jan Dhan Yojana’.He added that Gujarat has shown a path of development to the country by hosting biennial Vibrant Gujarat Global Investors Summit. “The event has received a tremendous response this year which was today inaugurated in Gandhinagar by PM Narendra Modi in the presence of UN Secretary General Ban Ki-Moon,” he said.

Jharkhand CM Raghubar Das urges PM Narendra Modi to include six cities from state in Smart City project

Jharkhand Chief Minister Raghubar Das on Sunday urged Prime Minister Narendra Modi to include six cities of the state in the Centre’s ambitious 100 ‘Smart Cities’ programme.Calling on Modi in New Delhi, Das said Ranchi, Dhanbad, Jamshedpur, Bokaro and Deoghar met the yardstick to become eligible for the scheme while Dumka should also be included as it is the second capital city of the state, an official release said.Das also called for Modi’s direction to the department concerned for release of Rs 400 crore under ‘Pradhan Mantri Gram Sadak Yojona’ to enable uninterrupted road work in a time-bound manner as it is an ambitious programme of the central government.Das said utilisation certificates for 2013/14 and 2014/15 (till November, 2014) had been submitted to the Centre with a request for release of funds. The release said that the Prime Minister assured Das to look into his request.Modi also said Jharkhand is a resourceful state and it is the responsiblity of both the Centre and the state to ensure its development.